Should I Give an Insurance Company a Recorded Statement?

Colson - JosephKalbac

Miami Personal Injury Lawyer on Dealing with an Insurance Company After an Accident

If you are injured in an accident, it is not uncommon for at-fault party’s insurance company to contact you in order to take a recorded statement. If you receive one of these calls, be wary – the insurance company is trying to get information out of you to help them build their own cases against you. In this video, Miami truck accident lawyer Joe Kalbac explains the priorities of insurance companies and how you should respond to insurance companies that seek a statement from you.

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Video Transcription

If someone from the defendant, from the property owner or the insurance company calls you and wants a statement, I would respectfully decline. I would consult with attorneys to find out if in fact you should or shouldn’t give a statement and if you give a statement, what information you should provide or not provide. What the insurance companies are trying to do when they try to take a statement is to get information from you, sometimes before you realize how injured you are or get information that helps with their defense. Once you advise an insurance agent or insurance adjuster or even a defendant, a property owner, that you’re represented by counsel, they do not have a right to talk to you without permission of your counsel. If after a premises liability incident, someone from the defendant or on behalf of the defendant, the property owner or its insurance company or insurance agency calls and wants to try to resolve the case with you, you should consult with an attorney anyway. It may be a good idea in some situations that you can resolve the case early on, but oftentimes people don’t realize how injured they are or the extent of their injuries and what future damages that they’re going to have and be responsible for. Contact our lawyers at (305) 476-7400 or contact our website at Colson.com for more information.