Safeguarding your personal information online comes down to being attentive. For example, pull a free copy of your credit report and check all the loans, bank accounts and credit cards listed to make sure they are accurate. There are many concerns when it comes to your personal information and potential identity theft. In this video, attorney Curtis Miner warns about possible security problems.
You have a right for one free copy of your credit report to companies like Experian once a year you should pull your credit report and take a look at it. Do you recognize all the credit card accounts? Are they all yours? Is there one on there that you don’t recognize that someone may have opened under false pretenses. Consumers can do a number of things. And one of them is just to sort of be attentive. On your credit card bills, look at every charge. Do you recognize it? If you don’t recognize it, follow up and figure out what it is. Be very careful about who you gave your data to. And in what forms. You have to be mindful of scams, frauds through the internet, through email. There’s a market for people’s data. There’s actually a black market for it. And just because you haven’t immediately suffered injury and you haven’t immediately had your identity stolen or a bogus credit card open in your name, doesn’t mean it won’t happen in the future. It takes time for the stolen data to pass from hand to hand to get into the hands of someone who’s going to use it for a bad purpose. And once your data is out there, once it’s been stolen, you can’t get it back. You don’t know what’s going to happen to it. There’s a couple of things that can be done. And one that is very often done is to require the defendant, to require the company that lost the data, that didn’t take good care of it, to provide identity theft protection for a period of time for everyone who suffered the data theft. For more information, call Colson Hicks Eidson at 305-476-7400. Or visit our website, Colson.com.