Miami Bad Faith Insurance Lawyers with Decades of Experience Fighting Insurance Companies Across Florida and the U.S.
Insurance companies do not always have your best interest in mind. Never forget that an insurance provider is a private company. That means it has its own bottom line to protect, often at the expense of its insurance policyholders. If your insurance company terminated your coverage or provided only a partial payment amount, then you may have fallen victim to insurance in bad faith. If an insurance company has denied your claim without a good reason for doing so, the nationally acclaimed Florida insurance attorneys of Colson Hicks Eidson will fight for your right to receive the insurance benefits you deserve.
Our insurance litigation attorneys focus on insurance law. We have more than four decades of experience successfully taking on large corporations and insurance companies. In one such case, we secured a landmark $1.5 million insurance bad faith verdict on behalf of Florida Pathology Services. During this case, the jury concluded that Blue Cross and Blue Shield of Florida’s Health Options plan failed to pay the pathologists for a number of years. We are also currently engaged in a number of similar bad faith lawsuits, totaling $25 million in losses.
Speak with our Miami insurance attorneys to schedule a consultation with our law firm today. If an insurance company wronged you by failing to provide the coverage your policy entitles you to, we are ready to seek recovery from an insurance bad faith claim on your behalf.
What is Insurance Bad Faith? Local Insurance Bad Faith Lawyers with Millions of Dollars in Lawsuit Experience
Insurance bad faith is when policyholders see their insurance claims denied or the insurance settlement amount lowered without justification. Common insurance bad faith practices include the following:
Insurance claim denial:
Insurance providers deny claims every day. However, they must give a reason they will not accept your claim. If your claim has been denied and the insurance adjuster or company refuses to give a reason, you may have a claim of bad faith.
Delaying a payment:
While the claims process and investigations take time, when an insurance company delays payment without a valid reason it can be considered bad faith. Some ways an insurance company may delay your payment can involve:
- Requesting information piece by piece instead of all at once
- Requesting unnecessary documents or records
- Changing your representative
- Stalling the investigation into your claim
Terminating coverage entirely:
In some cases, an insurance company attempts to get out of paying a legitimate claim by canceling or rescinding the policy. Apart from a single claim denial, when an insurance company cancels your insurance coverage, you may be responsible for your own losses.
Ignoring evidence during an investigation:
Your insurance provider has to duty to investigate your case whenever you file a claim. You may have a bad faith claim if the insurance company either fails to conduct an investigation or if it is highly intrusive.
Paying partial claims:
If your claim is covered, your insurance provider should cover the maximum amount under your policy. If your insurance company fails to fulfill the terms of your policy, you may have a case for bad faith.
Insurance bad faith can be financially ruinous, especially in the case of only paying partial claims. Often, an insurance company will only pay the extent of the policy limit after an accident. This leaves the policyholder liable for excess settlement.
Without experienced insurance, bad faith attorney to sue the insurance provider, as well as file an insurance bad faith claim, the policyholder, may have to sacrifice his or her financial security. There is no reason to fall victim to forces outside of your control. This is especially true when you pay for insurance coverage to protect you in the event of an accident or personal injury.
You can trust the Florida insurance lawyers of Colson Hicks Eidson to help gain the full insurance coverage promised to you when you signed your policy. No matter where you live, we are prepared to defend you against unfair insurance actions.
Why Choose Colson Hicks Eidson for Your Claim?
Colson Hicks Eidson is a highly accomplished trial law firm and one of the top litigation firms in the country. We provide aggressive representation to clients locally, nationally, and internationally.
- We have successfully represented businesses and groups of individuals in a wide range of litigation matters
- We provide responsive, clear communication to our clients
- Our diverse staff consists of more than 50% women and minorities
- Our esteemed trial lawyers have been recognized by a myriad of awards, including:
- Best Law Firms 2022
- The National Trial Lawyers Top 100
- International Academy of Trial Lawyers
Call and speak with one of our Florida bad faith insurance claim attorneys at Colson Hicks Eidson to discuss your needs and the details of your bad faith insurance claim.
What Compensation Can a Florida Bad Faith Insurance Attorney Recover for My Claim?
There are three types of damages your bad faith insurance claim could potentially recover:
- Contract damages: Contract damages represent the amount that your claim was unlawfully denied. Usually, contract damages include interest.
- Extracontractual damages: Extracontractual damages include any kind of financial loss, attorney fees, or emotional distress. It is best to speak to your insurance attorney for an accurate valuation of your case.
- Punitive damages: Punitive damages are different than other recoverable damages. Contract and extracontractual damages are meant to compensate the plaintiff for their loss. However, punitive damages are only awarded as a means to punish the defendant for excessive wrongdoing.
If you or your business believes they have a bad faith insurance claim, turn to Colson Hicks Eidson. We have years of experience going up against large organizations locally, nationally, and internationally.
Insurance Company Not Paying Your Accident Claim? Our Attorneys Can Help File an Insurance Bad Faith Claim
The insurance industry is large, intimidating, and often unfair. You need a strong insurance bad faith attorney in your corner, well seasoned in insurance law, who has succeeded against such powerful entities before. The Miami insurance law firm of Colson Hicks Eidson has over 40 years of experience defending victims of insurance bad faith.
You do not have to see your insurance claim denied. For more information about our firm as well as how we can assist in your particular circumstance, speak with our Miami insurance attorneys today. We would be happy to arrange a consultation with one of the Florida insurance lawyers who represent nationwide claims.